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Maxilock Identity Safe

Frequently asked Questions.

1.        Why should I use Maxilock Identity Safe?
Identity theft is the most serious cyber crime today, costing billions of dollars and affecting many innocent people and business. For any individual, losing your identity can be devastating both financially and in reputation. There are many re-active systems which require online update every time a new threat is discovered. Maxilock Identity Safe is pro-active and does not require update, delivering and maintaining a consistent level of protection.

2.        What does Maxilock Identity Safe do?
It protects your identity by securing personal information you enter and exchange online and prevents the web pages you view from being recorded.

3.        How does Maxilock Identity Safe protect my identity?
By placing you within a ‘protected secure environment’ which neutralizes any Spyware/malware programs that are designed to capture the data entered and screen images viewed.
It incorporates a highly sophisticated and powerful anti-keylogging system that is only engaged when the software is opened, and this neutralizes all software keyloggers. In addition it removes the chance of any screen image capture (either on timer or mouse click).

4.        Does Maxilock Identity Safe replace my existing Anti Virus, Anti Spyware or Firewall products?
No. Maxilock is designed to complement and work alongside, not replace, existing Anti-Virus, Anti-Spyware and Anti Adaware software programs.
Note: Some antivirus and firewall products now require you to set application rules to run software programs. Please refer to your Anti Virus or firewall help instructions for further information.

5.        How does it complement these existing technologies?
By delivering fail safe, over and above capabilities that many of the current so called security products do not cater for, or have limited ability in identifying/removing.

6.        Why do I need to be concerned about key-loggers?
Keyloggers represent a specific type of malware that can capture, or “log” all your key strokes. When visiting websites such as your bank, Credit Card Company or even an online store to make a purchase, you invariably will have to enter a certain amount of personal data. If you have a key-logger on your system all of the data you enter could be recorded and then forwarded to a third party who could use this information to ‘steal’ your identity.

7.        If my financial institution’s website uses an onscreen keyboard, isn’t that sufficient to combat keyloggers?
Some on-screen keyboards simulate the keyboard and in fact still send messages to the system as if they were coming from the keyboard, so can still be logged. In any event if screen capture is also incorporated in the spyware then an onscreen keyboard can still be compromised.

8.        Why do I need to be concerned about screen capture?
Screen images will show the web-sites you are visiting, and often the personal information – account numbers, account balances and so on. Where on-screen keyboards are used to thwart keyloggers, screen capture initiated by mouse click will be able to show exactly what is being entered via the screen.

9.        If a keylogger is on my PC am I still protected?
Yes. Maxilock Identity Safe neutralizes all keylogger software regardless of whether it has specifically identified the particular program as a possible threat, or whether it was present on the computer prior to the installation of Maxilock.

10.     Can I use Maxilock Identity Safe to do normal web browsing?
Maxilock is designed to be used for online banking and similar financial transactions. Whilst using Maxilock, any web-site can be accessed either by predefining the URL in Maxilock’s start screen and then opening the window, or by typing the URL you require in an already open browsers address line. We would not normally suggest using Maxilock for general web browsing.

11.     How can I protect my credit card details to carry out an ad-hoc purchase?
When on a web-site and you wish to purchase something using a credit or debit card, then simply copy the ‘address’ of the page being accessed into the clipboard, open Maxilock Identity Safe, double click on any of the predefined URL’s, then paste the copied URL from the clipboard into the address line of the browser window. You are now safe to enter your personal details.

12.     How safe are user names, passwords and other information entered into Maxilock itself?
All the information stored in Maxilock is encrypted using a highly secure encryption logarithm. Only the individual authorized user can access that information by entering the user name and password.

13.     Can Maxilock help against Phishing attempts?
Maxilock does not prevent the receipt of email phishing attempts. It does however provide a secure way of accessing the web-sites of the financial companies you regularly deal with. If you receive an email from a company you deal with, then do not follow any links in the mail itself, but instead access the company’s website through Maxilock, and search for the information being discussed. If you receive an email from some other financial institute which you’re not expecting, then simply delete it.

14.     What happens if I forget the password to access Maxilock itself?
Unfortunately if you forget the password then you will not be able to recover the information stored, or enter any of the URL’s. You may of course set up a new user with a new password and set everything up again. Your maxilock password does not have any relevance for the web-sites you access – you will however need to remember the login names and passwords which you’ve stored, so please ensure that these are secured somewhere independently.

15.     Can more than one person use Maxilock from my machine.
Yes, Maxilock is effectively registered to the computer. Different users can be created with their own login names and passwords. Any one user can access only his own information.

 

 

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